Homeowners insurance

Your home has details. Your coverage should, too.

From new construction in Grovetown to an older brick ranch in Martinez, the details around your home can shape both price and protection.

Brick ranch home with tall pines in a Martinez-style Georgia neighborhood

A local look matters

New builds, older roofs
and tall pines all change the conversation.

Renata looks at the home itself, not just a square-footage number. A roof past 15 years, the distance to a fire hydrant and claims in the last five years can all affect what a company offers and what it costs.

01

Roof age

Many companies treat a roof past 15 years differently. We will make sure you know how yours is being viewed.

02

Hydrant distance

How far the home sits from a fire hydrant can matter more than most people expect.

03

Past claims

Recent claims can change the picture, so it is better to discuss them up front.

One question I hear often

If a pine comes down on the house, what happens?

If a pine comes down on the house, the house is covered and removing the tree is usually covered up to a set amount. Renata will show you that number so there is no surprise later.

To quote your home, send:

  • The property address
  • Year built and roof age
  • Claims in the last five years
  • Your mortgage company